Posts tagged cash management

Cash vs. Growth: The Business Owner's Ultimate Dilemma

Successful business owners face a critical dilemma: preserve cash for security or invest in growth opportunities. Many either hoard cash and miss growth chances or spend aggressively and risk financial instability. The solution lies in using objective financial metrics, specifically the current ratio, to guide these decisions. By maintaining a current ratio above 1.4 and applying a three-question filter to investments, business owners can find the middle path between security and strategic growth.

Martin HollandSeptember 18, 2025Anneal Business Coachingbusiness cash flow, current ratio, business growth strategy, cash management, financial planning for business, business investment decisions, cash reserves, small business finance, business financial metrics, growth vs securityComment

The Statement of Cash Flows: Your Business's Financial GPS

Most business owners can read profit and loss statements, but the Statement of Cash Flows remains a mystery—and that's costing them dearly. While focused on profits and assets, they're missing the one report that could rescue their business or help build an unbreakable cash fortress. This financial GPS shows exactly where your money comes from and goes, revealing cash patterns and exposing problems before they become crises. Learn the simple ChatGPT method that transforms this intimidating report into actionable insights for better cash management.

Martin HollandAugust 14, 2025Martin Hollandcash flow management, statement of cash flows, business finance, financial reports, cash flow analysis, small business accounting, business coaching, financial planning, cash management, working capitalComment